Summary

Most people assume that they dont need to get travel insurance if theyre holidaying in the UK, this article discusses how that may not be the case, and discusses the importance of shopping around.

Travel Insurance - is it necessary for a UK-based holiday?

(cheap home insurance)

Author: Anna Richardson

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Just over a month ago, my boyfriend and I decided to visit the beautiful city of Edinburgh for our 5 year anniversary. We live in Dorset, so we didnt ( cheap car insurance ) want to spend the whole time travelling. To make the trip easier on ourselves, we decided to fly there, and used a travel agent to organise the week long holiday. Imagine my surprise when I saw an additional £27.50 on the quote for travel insurance! We were only going to Edinburgh, not Pittsburgh! (car insurance )

I was offended that they thought we would be so stupid as to get ( mortgages ) travel insurance for a trip within the UK. They have hospitals in Edinburgh, and it really isnt very far away. But later on, over a cup of hot chocolate, I put some more thought into it.

Holiday disasters can happen anywhere, not just abroad - so I made a ( best mortgages ) list of what could feasibly go wrong: (pet insurance)

One of us could fall ill before we depart, wed have no choice ( remortgages ) but to cancel the trip. The flights and the hotel were non-refundable, so wed have to pay anyway.
My Grandfather has been ill lately, if he got suddenly worse then I wouldnt be able to go on holiday. Again, the trip would have to be cancelled.
Either of us could be called up for jury service at any time.
Flights are delayed and cancelled all the time. On top of the inconvenience, we may need to arrange an overnight stay near the airport.
Anything could happen to our luggage, airlines lose suitcases all the time.
My boyfriend bought me a wonderful digital camera as a present, if I lost it, it would be very expensive to replace.

Hang on a minute, what about our Home & Contents insurance policy? I bet that would cover us for loss of luggage or my camera as long as I was in the UK. I found the policy and read the small print. No such luck, only personal possessions that were listed on the policy counted, so everything in the luggage wouldnt be covered, and Id need to make a phone call to get the camera included on the policy.

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