Summary

If you going on holiday abroad youll need travel insurance. But if youre over 65 youre find the cost extortionate. This article points out why, indicates likely costs and tells you some of the small print to look out for.

Travel Insurance - few bargains for the over 65s

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At last youve retired. Its now time to relax and experience a slower pace of life. Even enjoy spot of gardening. But not all of todays modern over 65s have heard the message! Retirement is taking a new twist.

Less of the slower pace of life and substitute jetting around ( unsecured loans ) the world! International travel for the retired is here and booming!

Its all the result of a increased sense of adventure and willingness to ( life assurance ) experiment, combined with more money in the pocket. Cheaper air tickets have also helped! Even cruises, once the territory of the seriously rich and famous, have become affordable. An escape to Antigua and a fortnight in the Canaries or a weekend in Stockholm are now firmly on the over 65s travelling schedule. (cheap health insurance)

Then a fly sticks in the ointment. Finding economical travel insurance when youre over 65 is not easy. Insurance companies recognise that people have healthier lives and are living longer, and in recognition the insurers are offering far more products for the older market. But with travel insurance, the over 65s are still faced with exorbitant premiums.

Premiums rocket as you get older and if youre looking for an annual policy for an extended holiday or a series of holidays, the problem becomes finding a policy at all rather than simply finding the cheapest price. (secured loan)

The dilemma revolves around the costs of medical claims experienced by the insurers. Over 65s are much more liable to make a medical claim and the claim size is well above ( medical insurance ) average too. Against this, older travellers reportedly lose less luggage - but these savings are counter-balanced by the fact their belongings are liable to be worth more.

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